Classes & Workshops

All workshops offered at Ohio Means Jobs through the Financial Prosperity Center

Click HERE for a current schedule

 

MONEY IN MOTION

3.5-hour workshop

Our finances are always a work in progress.  No matter who you are or how much money you have, life happens.  Money will come and it will go; money is always in motion, just as our lives are in motion and continually changing.  This workshop is for those who want to learn what they need to know to get ahead financially while dealing with all of life.

8 components:

  • The Key to Getting Ahead

  • Developing a Budget to Get What You Want

  • Financial Tools to Help You

  • Credit Can Enhance Your Life

  • Your Credit Score – A Number to Know

  • What You Need to Know about Contracts

  • Consumer Laws to Protect You

  • What to Do When Things Go Wrong

 

HAVE YOU CHECKED YOUR CREDIT REPORT LATELY? YOUR FUTURE EMPLOYER COULD

2.5 - hour workshop

47% of employers use credit checks when making a hiring decision.  10% of these employers cite that they reject a candidate based on what is revealed in their credit report.  Competition for decent jobs is fierce these days, but are employers weeding out undesirables by analyzing every applicant report? Increasingly, as part of a background check when you, apply for a new job, employers are asking if they can have a peek at your credit report. What is a credit report; what does my credit report say about me?  Dos and don’ts to consider when preparing for a future employment change.

Content:

  • Learn how, what and who will look at you credit score

  • Know your rights as a future employee

  • Attendees will learn what your credit score is and receive a FREE copy of your credit report – services available after the workshop – Speak to a Financial Guide

  • Learn how to be prepared

 

10 WAYS TO ORGANIZE AND SIMPLIFY YOUR PERSONAL FINANCES

2.5-hour workshop

There are many ways in which you can establish financial health in your personal life. The concept of getting your personal finances in order is even more important when life transitions you in a different direction.  These ways have one common ingredient: Self-Discipline. No method will work if you are not consistent in forming and maintaining earning and savings habits. If you are serious about getting your personal finances in order, then consider these steps.

Content:

  • Designate an Area

  • Organize a Filing System

  • Essentials

  • Condensing Credit Cards

  • Technology that can Assist

  • Security/Identity Protection

 

ARE YOU CONSTANTLY BROKE?

2.5-hour workshop

If you find yourself nervously checking your bank account balance before payday, then perhaps it is time to make some changes.  How to make the changes necessary so you have more money at the end of the month.

Content

  • Where Is My Money Going?

  • Focus on More than a Month (concrete thinking verses abstract thinking)

  • Stop Those Spending Leaks

  • Weaknesses

  • Am I Saving Too Much?

  •  Are Relationships Hurting my Finances? Lets Communicate

  • What Items are Dragging Me Down?

  • Are you Wasting Money by Carrying Debt?

 

FINANCIALLY FROZEN

3.5-hour workshop

Melt away debt and get a fresh start with your finances.  If you are felling financially frozen, there is hope.  If you feel you can’t get ahead, or you’re frustrated because you never seem to have enough money, you can move from financial struggle to stability.  The key to a better future is a fresh perspective on your finances.  This workshop will help you melt away debt and learn to do more with the money you have right now.

8 components:

  • You Can Move from Struggles to Stability

  • Develop a Spending Plan that Fits your Needs and goals

  • Financial Tools Can Help You Manage Your Money

  • Using Credit Wisely Can Help You Accomplish Your Goals

  • What You Need to Know About Your Credit Score

  • What You Need to Know About Contracts

  • Protect Yourself from Scams and Know Your Legal Rights

  • What Can You Do When Things Go Wrong?

 

JOB LOSS – THE FINANCIAL PSYCHOLOGY OF A LIFE CHANGING EVENT - HOW TO PREPARE

3.5-hour Workshop

Losing your job can trigger a range of emotions, some of which may be uncomfortable or upsetting. Being aware of some of the financial and emotional response that accompany job loss can help you to decide how you will proceed, recover and how to move on with your life in a positive and productive way. 

  • Preparing Yourself for a Major Transition

  • First Steps in the Right Direction

  • Questions to Ask your Current of Former Employer

  • Your Money Your Mood

  • A Conversation About Finances

  • Coping with a Decrease in Income

  • Trimming Unnecessary Expenses from Your Budget

  • Doing Well with Less: How Healthy Families Weather Hard Times

  • Mistakes to Avoid

  • Help Yourself – Resources all Around

 

BEHIND ON YOUR BILLS? ONE STEP AT A TIME

2.5-hour Workshop

When bills are piling up, it’s important to remember that you are still in control.  The small steps you choose to take can lead to big changes.  This workshop provides a set of eight tools to fit your needs, whether that means short-term financial help, longer-term financial health, or something in between.  The tools are designed to help you handle money emergencies, cut down on stress form mounting bills and build your finances to where you want them to be.

  • Where Does YourMoney Come From?

  • Where Does Your Money Go?

  • What Are All My Bills and When Are They Due?

  • What is One Thing I Want to Change?

  • How Can I Get Extra Money Out of My Situation?

  • How do I Make Tough Choices in Tight Months?

  • How Do I Respond to a Debt Collector?

  • Who Else Can I Turn to For Help?